Director Credit Risk

Network Recruitment International

  • Kampala, Central Region
  • Permanent
  • Full-time
  • 1 day ago
About the jobA leading financial services institution operating in Central Africa is seeking an experienced and strategic Director: Credit Risk to oversee and strengthen its credit risk function across retail, corporate, and SME portfolios. This is a senior leadership position suited to a seasoned risk professional with deep knowledge of credit governance, portfolio management, and African banking markets.This opportunity offers significant influence at executive level, exposure to a growing regional market, and the ability to drive credit strategy in a rapidly expanding financial environment.If you are passionate about risk leadership, credit strategy, and operational excellence - this is a rare and impactful opportunity.Key Responsibilities:
  • Lead the full credit risk function, including credit policy, governance, and portfolio oversight.
  • Drive strategic credit risk decisions aligned with the bank's growth objectives and regulatory obligations.
  • Oversee credit risk analytics, modelling, portfolio segmentation, and performance monitoring.
  • Manage and enhance credit approval frameworks for retail, SME, and corporate lending.
  • Engage with executive and board committees on risk appetite, portfolio trends, impairments, and stress testing.
  • Strengthen risk controls, early-warning systems, and credit quality management across the bank.
  • Provide leadership and guidance to the credit risk team, including developing and mentoring senior and junior staff.
  • Collaborate with finance, operations, audit, and regulatory stakeholders to ensure sound risk governance.
Experience & Skills Required:Qualifications
  • Honours degree in Finance, Risk Management, Economics, or related field (Master's advantageous).
  • Professional certifications in risk (CFA, FRM, CRM, etc.) will be highly beneficial.
Experience
  • 10+ years' experience in credit risk management within banking or financial services.
  • Strong exposure to credit policy, credit decisioning, portfolio monitoring, and impairments.
  • Proven experience in leading teams at a senior or executive level.
  • Experience in African or emerging markets will be a significant advantage.
Technical Competencies
  • Deep understanding of retail, SME, and corporate credit risk.
  • Strong command of credit modelling principles, IFRS 9, stress testing, and regulatory frameworks.
  • Ability to design and maintain credit governance structures and risk appetite statements.
Leadership Competencies
  • Strong strategic thinking and executive communication skills.
  • Ability to influence stakeholders at Board, Exco, and regulatory levels.
  • Experience building high-performing credit teams in complex environments.
Location & Package:
  • Role based in Central Africa (full details shared during the interview process).
  • Expatriate package, including accommodation support, flights, security arrangements, and medical cover, available for the right candidate.

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